HomeLoanPune.in is a consumer home loan advisory brand operated by Moneasy Financial Services, a Pune-based financial services firm. Over the last decade, we've helped 2,000+ families across Pune & PCMC secure home loans at the lowest rates possible — at zero cost to the borrower.
The home loan market in India is confusing by design. Banks advertise one rate and offer another. Processing fees appear out of nowhere. Documentation rules change between loan officers. Most first-time buyers — and even repeat borrowers — end up paying more than they should, simply because they don't have the time or the leverage to compare lenders properly.
We built HomeLoanPune.in to solve exactly this problem. We work across 30+ banks and NBFCs in Pune and negotiate on your behalf, so you get the genuine lowest rate you qualify for — not the "starting from" rate reserved for a perfect CIBIL 800+ profile.
Our income comes from the lenders we work with, not from our customers. That's the standard DSA (Direct Selling Agent) / channel partner arrangement used across the Indian home loan industry. It means two things for you: our consultation is free, and our incentives are aligned with getting you the right loan, not selling you any one specific bank's product.
Over the last decade, that approach has helped Pune & PCMC families borrow smarter — saving them anywhere from ₹3 lakh to ₹25 lakh over the life of their loans, compared to walking into a bank branch directly.
Every decision we make — from which bank to recommend to which paperwork we collect first — comes back to these six principles.
We're not owned by, nor financially tied to, any single bank. Our job is to find you the best deal across all lenders — not to push a particular bank's product.
You pay nothing for our consultancy. We are compensated by lenders as DSA / channel partners — a standard industry arrangement with full disclosure.
Ten years of operating only in Pune & PCMC. We know which banks favour which localities, which builders have clean titles, and which papers each lender's credit team actually scrutinises.
Our advisors come to you — home, office, or builder's site. Zero branch visits, zero queues. We collect documents, verify them, and submit them to the lender on your behalf.
With complete documents and a bank-approved project, in-principle sanction typically completes within 48 hours through our pre-established bank channels.
If a transfer won't save you enough, we'll tell you. If your CIBIL isn't ready for the rate you want, we'll help you fix it first. We don't inflate promises to close a deal.
A transparent five-stage process — you know what's happening at every step, and we handle all the paperwork and coordination on your behalf.
Share your income, employment, and property details. Within 24 hours, we'll tell you exactly how much you qualify for and at what rate — across all 30+ lender options.
We present you with the 3–5 best offers for your profile and negotiate the rate, processing fee, and tenure with each bank's relationship manager.
Our team collects every document from your doorstep, verifies completeness, and submits the final application package to the lender you choose.
Bank initiates legal verification and property valuation. We coordinate with the lender, builder, and legal team — you only hear from us when something needs your signature.
Funds credited to the seller / builder. We hand over your sanction letter, disbursement schedule, EMI date, and a post-loan support checklist. Keys to your new home follow.
Our advisors respond within 30 minutes during business hours. Whether you want a detailed eligibility check, a balance transfer savings analysis, or just have a quick question about which bank is best for your profile — we're here.
Share a few details and we'll compare 30+ banks for you — free, with no obligation. One of our advisors will call back within 30 minutes during business hours.