Why Choose Us for Your Home Loan?
We are not a bank — we are your negotiator. We compare offers from 30+ lenders to get you the best rate, lowest fees, and fastest processing.
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30+ Bank Partners
One application compared across SBI, HDFC, ICICI, Axis, LIC HFL, Bajaj Finserv and 25+ more lenders.
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Rates from 8.35% p.a.
We negotiate with bank relationship managers to get you rates 0.25–0.50% below standard advertised offers.
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Zero Documentation Hassle
We collect, verify and submit all documents on your behalf. No multiple visits to bank branches required.
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Approval in 48 Hours
Fast-track processing through our dedicated bank channels. Most approvals happen within 2 business days.
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Doorstep Service
Our advisors visit you at home or office across all of Pune & PCMC — Wakad, Hinjewadi, Baner, Pimpri, Kharadi and more.
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100% Free & Confidential
Our consultation is completely free. We are compensated by banks, never by you. Your data stays private.
How It Works
Our process is designed so you spend zero time running between banks — we handle everything end to end.
1
Free Consultation Call
Speak to our home loan expert. Share your income, budget and property details. Takes 10 minutes.
2
Profile Assessment & Bank Matching
We assess your CIBIL, income documents and select the 3–5 best banks for your profile.
3
Document Collection (Doorstep)
Our representative visits you to collect KYC, income proof and property documents.
4
Application Submission & Negotiation
We submit to multiple banks simultaneously and negotiate the best rate and terms for you.
5
Sanction Letter & Property Valuation
Bank issues sanction letter. We coordinate legal and valuation simultaneously to save time.
6
Disbursement
Loan credited directly to the builder/seller. You get the keys to your new home!
Who Is Eligible?
Home loans are available for a wide range of applicants. General eligibility criteria across our bank partners:
- ✓Age: 21–65 years (at loan maturity)
- ✓Salaried: Minimum 2 years total experience, 1 year with current employer
- ✓Self-employed professionals (CA, Doctor, Architect): 3 years in practice
- ✓Self-employed business owners: 3 years of ITR filing
- ✓Minimum income: ₹25,000/month (salaried) or ₹30,000 net profit (self-employed)
- ✓CIBIL score: 700+ preferred (650+ options available)
- ✓Property: RERA-registered preferred, approved by bank valuer
- ✓NRI applicants: Eligible with valid employment and NRE/NRO account
Current Rates — Pune 2025
We work with 30+ lenders and negotiate on your behalf to get rates well below advertised figures.
| Bank / Lender | Interest Rate | Processing Fee |
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| SBI Home Loan | 8.35% p.a. | ₹0 – ₹10,000 |
| HDFC Bank | 8.40% p.a. | 0.25% + taxes |
| ICICI Bank | 8.40% p.a. | 0.25% + taxes |
| Axis Bank | 8.50% p.a. | ₹5,000–₹10,000 |
| LIC Housing Finance | 8.40% p.a. | ₹10,000 flat |
| Bajaj Finserv | 8.50% p.a. | 0.30% + taxes |
| Kotak Mahindra | 8.65% p.a. | 0.50% + taxes |
| PNB Housing Finance | 8.50% p.a. | 0.25% + taxes |
*Rates are indicative and subject to applicant profile and bank policies.
Frequently Asked Questions
How much home loan can I get on my salary?+
Most banks allow 50–60% of your net monthly income as EMI. On a ₹60,000 take-home, you could get a loan of ₹40–50 lakh. Use our Eligibility Calculator or call us for an exact figure.
What is the minimum CIBIL score needed?+
Most banks require 700+. However, we have tie-ups with HFCs that approve loans for scores of 650+. Speak to us before assuming you are ineligible.
Our consultation and service is 100% free for borrowers. We are compensated by banks as a channel partner — there is no conflict of interest.
How long does approval take?+
With complete documents, sanction typically takes 3–5 working days. Final disbursement takes 7–15 days depending on legal and valuation clearance.
Can self-employed people get a home loan?+
Yes! We specialise in self-employed home loans. You need 3 years of ITR, audited financials, and bank statements.