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Knowledge Centre

Home Loan News &
Expert Articles

Stay ahead with RBI rate updates, Pune real estate insights, government scheme guides, and practical tips to help you make the smartest home loan decisions.

All Topics RBI & Interest Rates Pune Real Estate Government Schemes Loan Tips Tax & Legal

Latest Articles

4 articles published
Loan Tips & Guides 6 min read
How Much Home Loan Can You Get on a ₹75,000 Salary in Pune?
On a ₹75,000 take-home, most Pune buyers qualify for around ₹40–48 lakh — but it swings a lot. How banks build the number with FOIR, and why your sanction comes in lower than the calculator said.
June 24, 2026 Read Full Article →
RBI & Interest Rates 5 min read
RBI Cuts Repo Rate to 6.25% — How Much Will Your Pune Home Loan EMI Drop?
The RBI's February 2025 rate cut of 25 basis points means real money back in your pocket every month. We break down exactly how much your EMI will fall, which Pune banks have already revised, and what you should do right now.
February 10, 2025 Read Full Article →
Loan Tips & Guides 7 min read
Which Bank Is Best for Your Home Loan in Pune?
The lowest advertised rate isn't always the best fit. How SBI, HDFC, ICICI, Bajaj and other lenders compare on approval speed, prepayment and documentation — and which suits salaried, self-employed and NRI buyers in Pune.
March 5, 2026 Read Full Article →
Government Schemes 8 min read
PMAY 2026 — The Complete Guide for Pune Home Buyers (Subsidy, Eligibility & How to Apply)
The PMAY Credit Linked Subsidy can put up to ₹2.67 lakh directly against your home loan principal — reducing your EMI from day one. Most Pune buyers who qualify never claim it. Here is everything you need to know before you apply.
March 15, 2026 Read Full Article →
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Topics & Categories

Everything you need to know about home loans in Pune — written in plain language.

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RBI & Interest Rates
Policy updates, repo rate changes, and what they mean for your EMI and home loan eligibility.
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Pune Real Estate
Area guides, price trends, and neighbourhood insights for Pune, PCMC, and surrounding areas.
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Government Schemes
PMAY, CLSS subsidy eligibility, affordable housing schemes, and how to apply for them in Pune.
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Tax & Legal
Section 24, 80C deductions, stamp duty, registration charges, and legal aspects of buying a home.
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Balance Transfer
When it makes sense to switch lenders, how to calculate savings, and the process explained step by step.
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Loan Tips & Guides
Document checklists, eligibility tips, credit score improvement, and first-time buyer guides.
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Under Construction
Everything about buying under-construction properties, RERA, tranche disbursement, and builder loans.
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NRI Home Loans
NRI eligibility, permitted loan types, currency regulations, and documentation for overseas buyers.
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